Trying to figure out which insurance you need for your 2020 RAM 1500? Visit Woody Folsom Chrysler Dodge Jeep® RAM near Alma, GA, so our team can answer all of your insurance related questions.

Why Do I Need Car Insurance?

For starters, it’s illegal to drive a vehicle without insurance. So you’ll need to get car insurance for your new RAM 1500 if you ever plan on driving it. Additionally, auto insurance will make your life as a car-owner so much simpler. If you don’t have insurance, then you’ll be solely responsible for all of the financial and legal obligations if you ever damage your vehicle. With insurance, you’ll have financial, legal, and even civil aid.

What’s the Best Insurance for Collisions?

By far, the most common type of insurance is related to collisions and accidents. That’s why collision insurance is necessary for your vehicle. If you ever get into an accident, whether it’s your fault or the other driver’s, collision insurance will cover the cost of damages, repairs, etc. 

What Insurance Covers Basic Damages?

Now, you also want to make sure your RAM 1500 is insured from things other than accidents. This is where comprehensive insurance comes into play. Comprehensive insurance will cover your vehicle from damages related to extreme weather, like hail, vandalism, and even auto theft. 

What Insurance Protects Me from Uninsured Drivers?

In the event that you get into an accident with an uninsured driver, you want to be sure that you won’t be the only person responsible for the cost. Uninsured motorist insurance will cover you and your vehicle if this ever happens to you. 

Still want to learn more about auto insurance for your RAM 1500? Visit our RAM finance center near Alma, GA, today!