Ready to buy your dream vehicle? Whether you’re looking at the Jeep® Grand Cherokee or a new RAM 1500, you’ve got to have your financing in place before it’s officially yours. At Woody Folsom Chrysler Dodge Jeep RAM, we can help make it a simple and seamless process.

Before looking at financing, it’s a good idea to know your credit score. The difference between a good and poor credit score can mean the difference of thousands for your total investment. Oftentimes, there are simple corrections that can be made to correct your score so it’s a good idea to get that accomplished before shopping.

Next, you’ll want to be sure you qualify. You can conveniently apply for vehicle financing online to see what you amount you qualify for. Our payment calculator can help you determine what monthly payments you can expect as well. When you’re considering your budget, don’t forget to factor in the outside costs of owning a vehicle, including taxes, insurance, and maintenance.

You also want to determine your vehicle’s value to have an idea what type of down payment you have for your new one. If you don’t have an existing vehicle to trade-in, you’ll need to come up with a cash down payment. A down payment is always required for purchasing or leasing a new vehicle, but the amount depends on the cost of your new car, as well as any specials we may have going on.

Want to learn more? Stop in and see our team at our auto dealership near Waycross, GA at 1859 Golden Isles West in Baxley, GA. We can answer any questions you may have or get you started on the financing process. Come see us today!