Here at Woody Folsom Chrysler Dodge Jeep® RAM, we believe the RAM financing process should be as easy and simple as possible. That’s why we offer a wide inventory of financing tools and resources, like a finance application, payment calculator, and vehicle trade-in value estimator.  

It’s also why we’re answering your pressing questions about the vehicle financing process. Read on for answers to some of the most common questions our financing experts encounter. 

Should I Buy or Lease My RAM Truck?  

There are benefits to both the purchasing and leasing processes, so you really want to look at your driving and budgetary needs to decide. Consider how far you’ll be driving every year, if you want to make customizations and changes, and if you want access to the latest models on the market, to start.  

What Factors Affect My Monthly Car Payments?  

There are many different factors that go into determining your RAM vehicle monthly payments. The more money you put down as a down payment, the more quickly you’ll be able to pay your vehicle off. You’ll also want to consider term length and interest rate before moving forward.  

Why Should I Trade In My Vehicle?  

There are many benefits to trading in a vehicle, rather than selling it to a third party. To start, the process is very smooth and easy, since it all takes place at the same dealership from which you’ll be buying or leasing your new car.  

You’ll also see big savings, with the trade-in value going toward the down payment on your new vehicle. Sales tax is calculated after trade-in value is deducted, which means more savings.  

Learn more about the RAM financing process right there at our dealership in Baxley, GA. Schedule an appointment with our expert financing team to get the rest of your financing FAQ answered today.